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LOANS
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Loans Wednesday, May 14, 2008

Let our personal loan experts put their skills to work for you in tailoring any of a wide variety of loans to your needs. Take a look below and see the range of personal services we offer. Contact your local PNB branch office, email us with any questions or send in a simple form to get the ball rolling. We'll get right back to you. One of our lending professionals will also contact you personally, if you so indicate.

For information on Personal Loans, please click here to see our Personal Banking Brochure, view our loan disclosure, or one of the descriptions below.

Automobile Loans
Personal Line of Credit
Home Equity Line of Credit
VISA
Overdraft Protection
Boats and RV's
Home Improvement Loans
Residential Construction
Vacant Land
Savings and CD-Secured
No Escrow Mortgage
Autodraft Loan Payment

 Automobile Loans

Financing new and used automobiles at competitive rates with terms up to 60 months on new cars, and as little as 10% of the total contract price down - including tax, title and license. Used car terms are available, and We will finance up to 100% of the purchase price, not to exceed NADA book value. Contact us for your personal advice, or for more information, see our disclosure.

 Personal Line of Credit

Our Preferred Line of Credit is an unsecured loan, conveniently accessed through writing a check. Decide for yourself when to make a loan. Best of all, the rates are great. Let a lending professional make it happen for you.

 Home Equity Line of Credit

Use this loan for home improvement, vacation, tuition or whatever you decide. Our Preferred Home Equity Line of Credit is secured by your home, and best of all this could make your interest tax deductible. Check with one of our lending professionals, or for more information, see our disclosure.

 Visa

Parish National is proud of the difference local ownership can make in a credit card program. Our credit decisions are made locally by people who know your name and appreciate your business. VISA Gold, VISA Classic, Secured VISA, VISA Business and an outstanding merchant program for businesses - Check out the variety of options available to you.

 Overdraft Protection

Eliminate the embarrassment of a bounced check by protecting your Parish National checking account with our Preferred Line of Credit. Check with a representative in one of our branch locations or to a lending professional for more details.

 Boats and RVs

Do you enjoy sailing on any of our local waterways or traveling the country in the comfort of your own RV? Let PNB carry your loan, and enjoy the comfort and peace of mind of local financing. Call us for more information.

 Home Improvement Loans

When you need to repair or improve your home, let our Home Improvement Loan provide the cash. Repayment terms are flexible enough to fit your budget. Check with one of our lending professionals, and start hammering away today.

 Residential Construction Loans

Our Residential Construction Loan provides personal service and flexible terms during your exciting project. And this interim financing can convert easily into a permanent mortgage loan.

 Vacant Land

Whether you are purchasing a lot in a subdivision or country acreage, we have terms to fit your needs. Let us show you all that we can do.

 Savings and CD-Secured

The rates and terms of these loan options are the very best available.

 No Escrow Mortgage

If you need a mortgage loan that does not qualify for the secondary market, Parish National can help. We offer both ARM's and balloons with terms up to 20 years, including non-owner occupied. Best of all, your loan stays at Parish National - serviced by us.

 Autodraft Loan Payment

Here is personal care, Parish National style. Never be late with a loan payment or worry about mail delivery. Plus, save an extra 1/4% on your loan rate for the convenience of having your payment automatically deducted from your Parish National checking account. Let one of our lending professionals help you.
 
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